Buying your first home in Australia just got a little easier. From 1 October 2025, the government’s new 5% Deposit Scheme will officially launch, making it possible for first-home buyers to get into the market sooner with a smaller deposit. As the director of Truth Group, I work with clients every day to plan their … Read: The New 5% Deposit Scheme in Australia – Starting 1 October 2025
A Guide for Older Buyers Planning Investments or Downsizing If you’re an older buyer in NSW—whether you’re planning to invest in property or downsize into something easier to manage—it’s important to understand how age can impact your borrowing capacity. Lenders look closely at your stage of life, income sources, and future plans before approving a … Read: How Age Impacts Borrowing Capacity in NSW
How to Prepare for a Home Loan Application in Australia Applying for a home loan involves more than providing a few payslips and choosing an interest rate. A lender may review your income, employment, expenses, debts, deposit, credit history and the property being purchased before deciding whether the loan meets its lending requirements. Preparing your … Read: What You Need to Know Before Applying for a Home Loan Today
When it comes to securing the right home loan and finding the perfect property, understanding your options is absolutely key. As both a mortgage broker and buyer’s agent, I specialize in tailoring loan solutions and property strategies to suit your unique goals. Whether you’re refinancing, buying your first home, or investing in real estate, here’s … Read: The Benefits of a Right Loan: Flexibility and Savings
Investing Residential or Commercial Property is one of the most reliable ways to build wealth over time, but deciding between residential and commercial property can feel overwhelming. Each option has its pros and cons, and your choice should align with your financial position, investment goals, and risk tolerance. If you’re unsure where to start, let’s … Read: Should You Choose Residential or Commercial Property Investing
Hi, Nick here from Truth Group. This is a question I hear all the time: “Should I use a buyer’s agent, or should I save my money and do it myself?” The honest answer is—it depends on your situation. If you’re a home buyer or property investor who has the time, confidence, and skills to … Read: Should I Use a Buyer’s Agent, or Should I Save My Money?