How Age Impacts Borrowing Capacity in NSW

How Age Impacts Borrowing Capacity in NSW

A Guide for Older Buyers Planning Investments or Downsizing If you’re an older buyer in NSW—whether you’re planning to invest in property or downsize into something easier to manage—it’s important to understand how age can impact your borrowing capacity. Lenders look closely at your stage of life, income sources, and future plans before approving a … Read more

Construction Loans in NSW

What You Need to Know Before Signing Building your dream home in NSW is exciting, but navigating construction finance can be tricky. A construction loan works differently from a standard home loan, with unique repayment structures, progress payments, and lender policies. This step-by-step guide will help you understand the essentials before signing your construction loan. … Read more

House and Land Packages vs Established Homes

Which Gives Better ROI in NSW? When it comes to investing in property in NSW, one of the biggest questions I get from clients is whether to choose a house and land package or an established home. Both options have pros and cons, and understanding timelines, costs, rental yields, and capital growth potential is key … Read more

I Get Paid Well in Cash – So Why Can’t I Get a Home Loan?

mortgage broker Truth Group

You’re not alone.I get plenty of mortgage inquiries from people who earn good money working cash-in-hand jobs. Yet, when it comes time to apply for a home loan, they hit a wall. Let’s talk about why that happens and what you can do about it. 💵 The Reality of Cash Jobs and Home Loans In … Read more