“Banks say no all the time… but here’s what they’re not telling you.” Ever wondered why a bank rejects your home loan — even when you’ve got a decent income, solid assets, and good intentions? It’s not always about your finances. Most of the time, it comes down to policy, not your personal situation. Each … Read more
Applying for a home loan in NSW has become more competitive in 2025, with lenders tightening criteria and focusing closely on borrowers’ financial stability. Whether you’re a first-time buyer, refinancing, or investing, preparing your application properly can make the difference between approval and rejection. This step-by-step guide will walk you through how to prepare your … Read more
An inquiry conducted by the Australian Competition & Consumer Commission (ACCC) found that Australia’s five biggest banks are charging loyal home loan borrowers significantly higher interest rates than new customers. If you think your bank is ripping you off, keep reading. The ANZ, Commonwealth Bank, Macquarie Bank, NAB , and Westpac charged existing borrowers an average of 32 basis points more than … Read more
Hi, Nick here from Truth Group. This is a question I hear all the time: “Should I use a buyer’s agent, or should I save my money and do it myself?” The honest answer is—it depends on your situation. If you’re a home buyer or property investor who has the time, confidence, and skills to … Read more