At Truth Group, I believe mortgage broking and property buying should be personal, practical, and built around real-life goals — not just numbers on a form.
I’m Nick — have a background as a tradesman, now mortgage broker and buyer’s agent, husband, and dad to three kids. I work with people just like you across Sydney to make smart, simple property decisions.
If you’re looking for someone who speaks your language and genuinely wants the best for your family’s future, read on. Here’s who I help every day — with both the finance and the property search.
Who can benefit from using a mortgage broker?
→ Who Should Use a Mortgage Broker?
Who can benefit from using a buyer’s agent?
→ Benefits of Using a Buyer’s Agent
Self-Employed Tradies & Business Owners
“I don’t have payslips — can I even get a loan?”
Absolutely. As a former tradie myself, I know how inconsistent income and complex financials can make applying for a loan feel harder than it should be. I work with self-employed clients who need flexible options that suit the way they earn — not punish them for being their own boss.
Whether you’re buying your first home or investing in property, I’ll guide you through the loan process and help you shortlist and secure the right property as your buyer’s agent.
✅ No jargon, just honest advice and tailored buying support.
Busy PAYG Professionals & Time-Poor Executives
“I want to buy property, but I’m flat out with work and family — can you make it easier?”
Absolutely. I specialise in helping busy professionals who are juggling demanding careers, long hours, and family commitments. If you’re a salaried employee (PAYG) who simply doesn’t have time to research, negotiate, and manage the paperwork, I’m here to take the stress off your plate.
I offer:
- Streamlined loan applications with minimal disruption to your schedule
- After-hours consultations and digital document signing
- Full-service buyer’s agent support — from property search and evaluation to negotiation and settlement
- Clear, concise updates so you’re always in the loop (without the overwhelm)
Let me handle the details, so you can focus on what matters most.
Growing Families Planning Their Next Move
““We’ve outgrown our current place and want to move — but where do we start?”
I help families in Hoxton Park, Liverpool, Campbelltown, Bankstown and Sydney wide plan for bigger homes, better school zones, and stronger financial futures. Whether it’s an upgrade, a new build, or a move closer to family, I’ll help you fund the right move — and find the right home.
What I can assist with:
- Bridging loans or selling/buying at the same time
- House & land packages
- Family home loans with offset & redraw
- Property search, evaluation, and negotiation as your buyer’s agent
✅ Full end-to-end support — finance and property.
Older Australians With Strong Equity
“We’ve paid off our home — can we still invest in property?”
Yes, you can. I help retirees or semi-retired couples like Intesar and George — who have a solid asset base but modest income — use their equity to invest safely and grow wealth. Age shouldn’t be a barrier when you’ve built up good assets.
We explore:
- Low-risk investment strategies
- Using equity instead of income
- Structuring loans so they’re sustainable
- Identifying investment properties that match your goals and risk appetite
✅ Property and finance advice that respects your stage of life.
First Home Buyers From All Backgrounds
“We’re overwhelmed — we just want someone to guide us.”
Whether you’re a young couple, migrant family, or single parent entering the market, I help you understand your borrowing power, your buying options, and how to take the first step. As your buyer’s agent, I’m with you every step of the way.
Support I offer:
- Full guidance from pre-approval to purchase
- Help accessing government grants
- Property search and shortlisting based on your budget and needs
✅ I’ll walk with you from day one — no pressure, no guesswork.
Property Investors Building a Portfolio
“I want to invest, but I don’t know which loan structure or suburb to choose.”
Whether you’re starting or scaling your property investment journey, I help you structure your loans properly, understand your cash flow, and find the right properties to buy and hold.
I assist with:
- Interest-only and investment loans
- Buyer’s agent services tailored to investor goals
- Understanding LVR, rental yield, and growth potential
✅ Strategic, data-backed support from both sides of the equation — lending and location.
Medical Professionals – Doctors, Surgeons & Nurses
If you work in the medical field, you may be eligible for exclusive home loan benefits not available to the general public. At Truth Group, I help doctors, surgeons, nurses, and allied health professionals access tailored finance options—often with waived LMI (Lenders Mortgage Insurance), lower interest rates, and higher borrowing capacity.
Whether you’re buying your first home, investing in property, or refinancing, I understand your unique income structures, shift work, and career progression. I work with lenders who specialise in loans for medical professionals, so you can focus on your career while I handle the strategy, paperwork, and negotiation.
Ready to Talk?
No matter where you’re starting from, I’d be happy to learn more about your situation and help you take the next step.
Let’s talk — no obligation.
👉 Book a Free Chat
👉 Or call Nick on 0426259327