“Banks say no all the time… but here’s what they’re not telling you.” Ever wondered why a bank rejects your home loan — even when you’ve got a decent income, solid assets, and good intentions? It’s not always about your finances. Most of the time, it comes down to policy, not your personal situation. Each … Read more
Who Works for You? Ever wondered who really works for you when buying a property — the real estate agent or the buyer’s agent? It’s a common question, and understanding the difference can save you thousands and help you make smarter property decisions. Who Does a Real Estate Agent Represent? A real estate agent works … Read more
Are You Really Getting the Best Deal? | Truth Group Think sticking with your bank will always save you money? Think again. Bank loyalty can actually cost you thousands in hidden fees, missed opportunities, and higher interest rates. “Think staying loyal to your bank saves you money? Think again!” Many homeowners and investors assume that … Read more
If you already own a home or investment property, you might be sitting on a powerful tool for building your wealth — equity. Equity is simply the difference between what your property is worth and what you still owe on your loan. The more equity you have, the more options you open up for purchasing … Read more
A Day in the Life of a Property Strategy Session If you’ve ever filled out an enquiry form or called a buyer’s agent like myself, you might wonder — what happens now? Most people expect a quick chat and maybe a few property emails. But there’s a proven, step-by-step process that I follow with every … Read more
Thinking of buying a home or investment property? Mortgage Pre Approval – If you’re thinking about buying a home or investing in property, mortgage pre-approval is one of the smartest moves you can make. But what exactly is it? Why does it give you a serious edge in the market? What is Mortgage Pre-Approval? Mortgage … Read more
Choosing between a fixed-rate or variable-rate home loan is crucial for financial planning. Fixed loans offer stability and predictability, while variable loans provide flexibility and the chance to benefit from rate drops. Assess personal financial goals and risk tolerance to select the right option, or consider a split loan for a balance of both.