Buying Your First Home in Sydney? Don’t Get It Wrong
I help first home buyers understand their borrowing power, access grants, and secure the right home loan — without confusion or costly mistakes.
✔ Low deposit options (as little as 2–5%)
✔ Government grants & schemes
✔ 40+ lenders compared
✔ Full support from loan to property
⭐⭐⭐⭐⭐ “We thought we couldn’t buy — Nick showed us exactly how”
Why Buying Your First Home Feels Overwhelming
- Not knowing how much you can borrow
- Confusion around deposits and grants
- Fear of choosing the wrong loan
- Missing out on the right property
- Getting rejected by banks
How I Help First Home Buyers
- Calculate your real borrowing power
- Help you access first home buyer grants
- Structure your loan correctly from the start
- Guide you through the entire process
- Help you find the right property (buyers agent support)
First Home Buyer Grants & Schemes (NSW)
- First Home Owner Grant (FHOG)
- First Home Guarantee (low deposit scheme)
- Stamp duty concessions
- Shared equity options (if applicable)
How Much Deposit Do You Need?
- 5% deposit (standard low deposit loans)
- 2–5% with government schemes
- 20% to avoid LMI (optional)
What Can You Buy as a First Home Buyer?
How Much Can First Home Buyers Borrow Sydney?
Most first home buyers Sydney qualify for $600K-$1M with dual incomes. Hoxton Park broker calculates your exact borrowing power + grant eligibility.
Your First Home Buying Plan
- Check borrowing power
- Get pre-approval
- Find the right property
- Make an offer
- Secure your loan & settle
Mistakes First Home Buyers Make
- Overestimating borrowing power
- Not getting pre-approval first
- Choosing the wrong loan
- Overpaying for property
⭐⭐⭐⭐⭐ “Nick helped us buy our first home with a low deposit.”
⭐⭐⭐⭐⭐ “We had no idea where to start — now we own our home.”
Low Deposit Options (2-5%)
FHOG + family guarantor | Liverpool $900K median = affordable = affordable
FAQ
Ready to Buy Your First Home?
Get clarity, access grants, and secure the right loan — all in one place.