First Home Buyer Loans in Sydney & Across Australia

First Home Buyer Sydney – Grants + Loans | Hoxton Park

First Home Buyer Sydney – Grants + Low Deposit Loans

Hoxton Park mortgage broker. NSW $10K grant, QLD $30K.

Free Borrowing Check

First Home Buyer Loans in Sydney & Across Australia – Buy Smarter, Borrow Better

First home buyer mortgage broker Sydney, first home buyer Sydney. Secure grants, low-deposit loans, house/land packages across NSW, QLD, WA. Hoxton Park-based serving Liverpool, Campbelltown, Penrith—buy smarter, borrow better.

Whether you’re buying your first home in NSW, QLD, WA, or other states, I provide personalised guidance from planning your budget to settlement, helping you make confident property decisions.

Book Your Free First Home Buyer Consultation

I provide end-to-end property and finance services across Hoxton Park, Liverpool, Bankstown, Parramatta, Blacktown, Campbelltown, Penrith, Fairfield, Cumberland, Canterbury-Bankstown, Camden, Wollondilly, Sutherland Shire, Inner West Sydney, Eastern Suburbs, Northern Beaches, North Shore, Greater Western Sydney, Sydney CBD and all surrounding suburbs in NSW.

First Home Buyer Loans Sydney – Grants + Low Deposit Finance

First home buyer mortgage broker Sydney, first home buyer Sydney. Secure grants, low-deposit loans, house/land packages across NSW, QLD, WA. Hoxton Park-based serving Liverpool, Campbelltown, Penrith—buy smarter, borrow better.

Why Use Truth Group for First Home Loans?

Overwhelmed by Sydney prices + grants? I compare 40+ lenders, maximize First Home Owner Grant (FHOG) + schemes, structure loans for your budget. One expert: finance + property guidance.
Free Grant + Loan Check  Complimentary First Home Strategy

First Home Buyer Sydney Grants 2026

NSW (First Home Owner Grant – FHOG)
  • Amount: $10,000 for newly built homes
  • Eligibility: Homes up to $600,000 (or $750,000 for house and land packages)
  • More Info & Apply:

Revenue NSW – First Home Owner Grant
mortgage broker Truth Group
Victoria
  • Grant Amount: $10,000 for newly constructed or never-occupied properties.
  • Eligibility: Homes valued up to $750,000.
  • More Info & Apply:
State Revenue Office Victoria – First Home Owner Grant
Queensland
  • Grant Amount: $30,000 for eligible contracts signed between 20 November 2023 and 30 June 2026.
  • Eligibility: Homes valued up to $750,000.
  • More Info & Apply:
Queensland Government – First Home Owner Grant
Western Australia
  • Grant Amount: $10,000 for newly built homes.
  • Eligibility: Homes valued up to $750,000.
  • More Info & Apply:

Western Australian Government – First Home Owner Grant
South Australia
  • Grant Amount: Up to $15,000 for newly built homes.
  • Eligibility: Homes valued up to $575,000.
  • More Info & Apply:
RevenueSA – First Home Owner Grant
I provide end-to-end property and finance services across Hoxton Park, Liverpool, Bankstown, Parramatta, Blacktown, Campbelltown, Penrith, Fairfield, Cumberland, Canterbury-Bankstown, Camden, Wollondilly, Sutherland Shire, Inner West Sydney, Eastern Suburbs, Northern Beaches, North Shore, Greater Western Sydney, Sydney CBD and all surrounding suburbs in NSW.
Australian Capital Territory (ACT)
  • Grant Amount: $7,000 for newly built homes.
  • Eligibility: Homes valued up to $750,000.
  • More Info & Apply:
ACT Revenue Office – First Home Owner Grant
Tasmania
  • Grant Amount: $30,000 for newly built homes.
  • Eligibility: Homes valued up to $750,000.
  • More Info & Apply:
State Revenue Office Tasmania – First Home Owner Grant
Real estate concept image featuring a calculator, houses, and a key on a black background.
Northern Territory
  • Grant Amount: $30,000 for newly built homes.
  • Eligibility: Homes valued up to $750,000.
  • More Info & Apply:
Northern Territory Government – First Home Owner Grant

How Much Can First Home Buyers Borrow Sydney?


Most first home buyers Sydney qualify for $600K-$1M with dual incomes. Hoxton Park broker calculates your exact borrowing power + grant eligibility.


5-Step First Home Process

Define your budget, location, and type of property
Decide whether your priority is capital growth, rental yield, or your forever home

Compare 40+ lenders to find the right loan
Optimise borrowing capacity, repayment options, and loan structure
Access special first home buyer loans, low doc loans, and flexible packages

Access on-market and off-market properties across Sydney and Greater Western Sydney
Shortlist homes or house & land packages based on your preferences

Building inspections, pest checks, and strata reports
Represent you at auctions or private sales to secure the best deal

Connect you with conveyancers, inspectors, and legal experts
Support continues after settlement for refinancing, upgrades, or investment strategies

Low-Deposit Loan Options

– 5% Deposit: Lender guarantees (eligible buyers)

– Guarantor Loans: Use family equity

– Growth Suburbs: Liverpool, Penrith, Blacktown

– House/Land Packages: Progressive payments



Who I Help

  • Sydney Couples: Inner West, South-West, growth corridors
  • Regional Buyers: QLD Gold Coast, WA Perth
  • House/Land: Catherine Field, Gregory Hills
  • Grants + Investors: Build wealth from purchase #1


First Home Buyer Loans – Liverpool Hotspots


Liverpool median $900K = grant eligible. Perfect for first home buyer Sydney couples.

Western Sydney: Liverpool ($900K median), Campbelltown, Penrith—transport/schools

Outer Growth: Oran Park, Austral—new estates + grants


Why Work With Sydney’s Trusted First Home Buyer Mortgage Broker

  • Clear Strategies Based on Your Goals
  • Smart Finance Planning
  • Complete Service from One Expert
  • Property Sourcing
  • Local & National Property Expertise
  • Market Navigation

Ready to Buy Your First Home with Confidence?

Don’t risk overpaying or missing out on grants. I’ll help you:


✅ Buy smarter with expert property advice
✅ Borrow better with tailored mortgage solutions
✅ Access first home buyer grants and incentives
✅ Build long-term wealth with confidence


Serving Hoxton Park, Liverpool, Campbelltown, Penrith, Parramatta, Bankstown, Blacktown, Greater Western Sydney, Sydney CBD, QLD, WA, and beyond.

Book Your Free Consultation Today Get Your Free Home Loan Check-Up