Buying your first home is an exciting step, but it can also be overwhelming with all the choices available. One option that’s becoming increasingly popular among first home buyers in Australia is house and land packages. These packages combine a block of land and a newly built home, offering simplicity, modern features, and potential cost savings — especially when combined with government grants and first home buyer incentives.
As a mortgage broker and buyer’s agent, I often recommend house and land packages to first home buyers who want a straightforward path to home ownership.
Access to Government Grants and Incentives
One of the biggest attractions for first home buyers is the financial support available through various grants and concessions. In New South Wales, eligible buyers may access:
- First Home Owner Grant (New Homes) – A one-off payment that helps reduce your upfront costs.
- Stamp Duty Concessions – Depending on your purchase price, you could save thousands in transfer duty.
When structured correctly, a house and land package can help you maximise these benefits, making it easier to get started on the property ladder with less financial stress.
Brand-New Home with Builder Warranties
Another major advantage is peace of mind. New homes come with builder warranties that protect you from structural defects and building issues for several years. That means fewer maintenance surprises — no plumbing repairs, no old wiring, and no costly renovations.
Plus, because the home is brand new, you’ll benefit from the latest energy-efficient designs, modern finishes, and a layout that suits today’s lifestyle. Everything is ready to move in — no fixing up needed.
Low Maintenance and Energy Efficiency
Older homes often require ongoing maintenance and upgrades. With a new build, you can expect lower running costs thanks to:
- Modern insulation and energy-efficient materials
- New appliances and fittings under warranty
- Lower energy bills with better thermal performance
For first home buyers juggling a new mortgage, these savings make a real difference.
Fixed Pricing and Peace of Mind
House and land packages often come with fixed-price contracts, which means you’ll know exactly what you’re paying from the start — including build costs, site costs, and inclusions. This helps reduce stress and makes budgeting easier while securing finance through your mortgage broker.
At Truth Group, I guide clients through the entire process — from comparing finance options to reviewing builder contracts — so they understand exactly what’s included before signing anything.
A Simple Path to Home Ownership
If you’re looking for a straightforward, low-stress way to enter the property market, a house and land package can be an excellent choice. It offers:
✅ Affordability
✅ Eligibility for government incentives
✅ Modern living with minimal maintenance
✅ Clear, predictable pricing
As your mortgage broker and buyer’s agent, I can help you:
- Find the right house and land package in a growth area
- Secure competitive finance options
- Navigate the grants and loan approval process
Ready to Take the First Step?
If you’re ready to explore house and land packages or want to understand how much you can borrow, reach out to Truth Group today. I’ll help you compare your options, understand your borrowing capacity, and find a property that fits your lifestyle and budget.
Contact Truth Group — your trusted Buyer’s Agent and Mortgage Broker in Sydney — and let’s get you one step closer to owning your first home.
House and land packages, first home buyers, mortgage broker Sydney, buyer’s agent, first home owner grant, home loan, new home finance, property buying solutions.
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