Find out if you are eligible to purchase you first home?

Let us check your serviceability

Are you dreaming of owning your first home? Let’s turn that dream into reality! Finding out if you’re eligible to purchase your first home is a crucial step, and we’re here to help you navigate the process with ease. Our comprehensive serviceability check will assess your financial situation, including your income, expenses, and existing debts, to determine how much you can borrow and what kind of home you can afford.

Here’s what we offer:

1. Detailed Income Assessment: We evaluate all your income sources, from salary and wages to rental income and bonuses, to give you a clear picture of your financial standing.
2. Expense and Debt Review: We analyze your monthly expenses and current debts to ensure you can comfortably manage mortgage repayments without financial strain.
3. Credit Score Check: We provide insights into your credit score and offer tips on how to improve it if necessary, increasing your chances of securing a favorable loan.
4. Borrowing Capacity Calculation: Using our advanced tools, we estimate your borrowing capacity, helping you understand the maximum loan amount you can afford.
5. Expert Guidance: Our team of experts will guide you through the different types of home loans and interest rates, ensuring you find the best option for your needs.
6. Additional Costs Breakdown: We help you plan for additional costs such as stamp duty, legal fees, and insurance, so there are no surprises along the way.
7. Pre-Approval Assistance: We assist you in getting pre-approval from lenders, giving you a competitive edge in the housing market.
8. Home Search Support: Once your serviceability is confirmed, we help you find the perfect home that fits your budget and lifestyle.

Take the first step towards home ownership with confidence. Let us check your serviceability and find you your first home.