[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/truthgroup.com.au\/2025\/10\/06\/why-banks-say-no-when-they-could-say-yes\/#BlogPosting","mainEntityOfPage":"https:\/\/truthgroup.com.au\/2025\/10\/06\/why-banks-say-no-when-they-could-say-yes\/","headline":"Why Banks Say \u2018No\u2019 (When They Could Say Yes)","name":"Why Banks Say \u2018No\u2019 (When They Could Say Yes)","description":"Banks say \u201cno\u201d all the time\u2026 but here\u2019s what they\u2019re not telling you. Watch this video on YouTube. \u201cBanks say no all the time\u2026 but here\u2019s what they\u2019re not telling you.\u201d Ever wondered why a bank rejects your home loan \u2014 even when you\u2019ve got a decent income, solid assets, and good intentions? It\u2019s not ... <a title=\"Why Banks Say \u2018No\u2019 (When They Could Say Yes)\" class=\"read-more\" href=\"https:\/\/truthgroup.com.au\/2025\/10\/06\/why-banks-say-no-when-they-could-say-yes\/\" aria-label=\"Read more about Why Banks Say \u2018No\u2019 (When They Could Say Yes)\">Read more<\/a>","datePublished":"2025-10-06","dateModified":"2025-10-12","author":{"@type":"Person","@id":"https:\/\/truthgroup.com.au\/author\/nicholasparpistruthpropertycomau\/#Person","name":"Nicholas Parpis","url":"https:\/\/truthgroup.com.au\/author\/nicholasparpistruthpropertycomau\/","identifier":216551164,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f6058d552df68dbaf53120d13f9e89fc9834e3e1ba22039065b40df84bd9df29?s=96&d=identicon&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f6058d552df68dbaf53120d13f9e89fc9834e3e1ba22039065b40df84bd9df29?s=96&d=identicon&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Truth Group Pty Ltd","logo":{"@type":"ImageObject","@id":"https:\/\/truthgroup.com.au\/wp-content\/uploads\/2026\/02\/TRUTH-GROUP-2.png","url":"https:\/\/truthgroup.com.au\/wp-content\/uploads\/2026\/02\/TRUTH-GROUP-2.png","width":512,"height":200}},"image":{"@type":"ImageObject","@id":"https:\/\/truthgroup.com.au\/wp-content\/uploads\/2025\/10\/create-a-highly-detailed-and-sharp-focused-image-depicting-a-mortgage.png","url":"https:\/\/truthgroup.com.au\/wp-content\/uploads\/2025\/10\/create-a-highly-detailed-and-sharp-focused-image-depicting-a-mortgage.png","height":768,"width":1024},"url":"https:\/\/truthgroup.com.au\/2025\/10\/06\/why-banks-say-no-when-they-could-say-yes\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=8p2kWXYoaFA#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=8p2kWXYoaFA","name":"Banks say \u201cno\u201d all the time\u2026 but here\u2019s what they\u2019re not telling you.","description":"Most home loan rejections aren\u2019t about your finances \u2014 they\u2019re about bank policy.\nOne bank might say no because you\u2019re self-employed, or your credit isn\u2019t perfect. But another lender could look at the exact same application and say YES.\n\nThat\u2019s where a good mortgage broker makes all the difference.\n\nAt Truth Group, I work with over 40 lenders across Australia \u2014 comparing policies, rates, and loan options to find one that fits your situation. Whether you\u2019re refinancing, buying your first home, or investing in property, I help you find solutions the banks won\u2019t tell you about.\n\n\ud83d\udca1 Key Takeaway:\nIt\u2019s often policy, not your finances. Another lender may approve the same deal. That\u2019s why brokers shop around \u2014 to get you a fair shot at approval.\n\n\ud83d\udc49 If one bank says no, it doesn\u2019t mean the end.\nReach out to me at https:\/\/truthgroup.com.au\/\n and let\u2019s find a lender who says YES to you.\n\n\nWhy banks reject home loans, why banks say no, home loan declined Australia, mortgage broker Sydney, mortgage planning, refinance Australia, property finance, Truth Group mortgage broker, how brokers get loans approved, home loan tips 2025\n\n#mortgagebrokeraustralia  #homeloanhelp  #TruthGroup #propertyfinance  #mortgageadvice  #homeloantips  #loanapprovaltips  #mortgageplanning  #RefinanceAustralia #propertyinvestmentaustralia","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/8p2kWXYoaFA\/default.jpg","https:\/\/i.ytimg.com\/vi\/8p2kWXYoaFA\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/8p2kWXYoaFA\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/8p2kWXYoaFA\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/8p2kWXYoaFA\/maxresdefault.jpg"],"uploadDate":"2025-10-06T06:17:44+00:00","duration":"PT1M12S","embedUrl":"https:\/\/www.youtube.com\/embed\/8p2kWXYoaFA","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCl_CSrwS5ltS8cuq5VYEvxg#Organization","url":"https:\/\/www.youtube.com\/channel\/UCl_CSrwS5ltS8cuq5VYEvxg","name":"Truth Group Pty Ltd","description":"Welcome to Truth Group \u2014 where buying property and securing finance becomes simple, strategic, and stress-free.\nI\u2019m Niko, a licensed Buyers Agent and Mortgage Broker based in Sydney, here to help everyday Aussies make smarter property decisions.\n\nWhether you're buying your first home, investing, or need loan guidance, I break it down in clear, straight-talking videos.\n\nI help clients secure:\n\u2022 Established homes in high-growth areas\n\u2022 House and land packages\n\u2022 Commercial and mixed-use properties\n\u2022 Pre-approvals, refinance options & smart loan structures\n\nOn this channel, I share weekly tips on:\n\u2022 Buying strategies from a Sydney Buyers Agent\n\u2022 Mortgage planning & boosting borrowing power\n\u2022 Using a solid asset base to build wealth\n\u2022 Credit score & lender insights\n\n\ud83d\udccd Based in Hoxton Park \u2013 helping clients Australia-wide\n\ud83c\udf10 truthgroup.com.au | \ud83d\udcf1 Truth Group Pty Ltd on Facebook, LinkedIn & Google\nSubscribe now and let\u2019s get started.\n","logo":{"url":"https:\/\/yt3.ggpht.com\/0bYn-LN7lEmJEamUfHfCt1zo5YuZUz08PlGjcEoFWbe7cpd28E-tKPat4p5bIvQ5OfzsVXoPpXo=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=8p2kWXYoaFA#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=8p2kWXYoaFA#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=8p2kWXYoaFA&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=8p2kWXYoaFA#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":2}]]},"about":["Latest Post"],"wordCount":305,"keywords":["#MortgageAdvice","#MortgageBroker","#PropertyInvestment","#TruthGroup","homeloanhelp","HomeLoanTips","LoanApproval","MortgagePlanning","PropertyFinance","RefinanceAustralia"],"articleBody":".wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_0, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_0[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_0[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_0[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}Banks say \u201cno\u201d all the time\u2026 but here\u2019s what they\u2019re not telling you. Watch this video on YouTube..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_1, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_1[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_1[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_1[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}\u201cBanks say no all the time\u2026 but here\u2019s what they\u2019re not telling you.\u201d.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_2, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_2[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_2[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_2[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}Ever wondered why a bank rejects your home loan \u2014 even when you\u2019ve got a decent income, solid assets, and good intentions? It\u2019s not always about your finances. Most of the time, it comes down to policy, not your personal situation..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_3, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_3[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_3\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_3[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_3[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}Each lender has its own set of rules.One bank might reject you because you\u2019re self-employed, your income includes JobKeeper, or you\u2019ve had a small credit hiccup.But another lender \u2014 with a different policy \u2014 could look at the same application and say yes..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_4, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_4[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_4[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_4[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}That\u2019s where a mortgage broker like myself steps in.At Truth Group, I don\u2019t just rely on one lender\u2019s opinion. I look across 40+ banks and lenders, comparing policies, interest rates, and credit appetites to find the right fit for your situation..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_5, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_5[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_5\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_5[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_5[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}Whether you\u2019re refinancing, investing, or buying your first home, the key is knowing which lenders are flexible and which ones aren\u2019t. That\u2019s knowledge most people don\u2019t have \u2014 but it\u2019s what I do every day..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_6, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_6[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_6\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_6[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_6[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}\ud83d\udca1 Value Nugget:.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_7, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_7[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_7\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_7[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_7[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}It\u2019s often policy, not your finances. Another lender may approve the same deal. That\u2019s why brokers shop across 40+ lenders..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_8, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_8[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_8\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_8[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_8[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}So if your bank says \u201cno\u201d, don\u2019t panic.It doesn\u2019t mean the end \u2014 it just means you haven\u2019t found the right lender yet..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_9, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_9[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_9\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_9[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_9[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}Let\u2019s turn that no into a yes..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_10, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_10[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_10\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_10 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_10[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_10\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_10 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_10[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_10\"] img.kb-inline-image{width:150px;vertical-align:baseline;}\u2705 Call to Action (CTA):.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_11, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_11[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_11\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_11[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_11\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_11 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_11[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_11\"] img.kb-inline-image{width:150px;vertical-align:baseline;}If one bank says no, it doesn\u2019t mean the end.\ud83d\udc49 Reach out to me at Truth Group \u2014 I\u2019ll help you find a lender that says yes..wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_12, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_12[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_12\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_12 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_12[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_12\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_12 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_12[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_12\"] img.kb-inline-image{width:150px;vertical-align:baseline;}Hashtags:.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_13, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_13[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_13\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_13 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_13[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_13\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_13 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading36577_4dc84c-bd_13[data-kb-block=\"kb-adv-heading36577_4dc84c-bd_13\"] img.kb-inline-image{width:150px;vertical-align:baseline;}#MortgageBroker #HomeLoanHelp #TruthGroup #PropertyFinance #HomeLoanTips #MortgagePlanning #LoanApproval #MortgageAdvice #PropertyInvestment #RefinanceAustralia"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"2025","item":"https:\/\/truthgroup.com.au\/2025\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"10","item":"https:\/\/truthgroup.com.au\/2025\/\/10\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"06","item":"https:\/\/truthgroup.com.au\/2025\/\/10\/\/06\/#breadcrumbitem"},{"@type":"ListItem","position":4,"name":"Why Banks Say \u2018No\u2019 (When They Could Say Yes)","item":"https:\/\/truthgroup.com.au\/2025\/10\/06\/why-banks-say-no-when-they-could-say-yes\/#breadcrumbitem"}]}]